你的梦想可以实现

We offer incentives to make your dream of owning a home in Atlanta become a reality.

援助项目 & 激励

There are multiple options to help make your dream of homeownership possible within the 亚特兰大市. 激励 can be combined to reduce the funds you need to close.

项目要求
  • 参与者必须捐献1美元,500 of their own funds (items purchased outside of closing count toward this requirement).
  • Participants cannot own interest in any other property.
  • 该物业必须自住.
  • 该属性无法制造.
  • Existing properties must pass inspection prior to closing.

投资亚特兰大购房者流程

1
Q&一个会话
90分钟问答&A session is mandatory, and you’ll get a better understanding and an opportunity to ask questions.
2
购房教育
Homebuying is a unique process with a lot to learn, so we require attending a homebuyer education class with a participating educator.
3
联系参与贷款机构
Contact one of our Participating 银行 to qualify for a mortgage and assist you with incentive selection.
4
找到你的家
Find a home within the city limits of Atlanta to qualify for Invest Atlanta’s assistance programs. 然后提交你的报价并获得一份合同.
5
关闭
Work with one of our participating closing attorneys to help the closing process flow smoothly.
葡萄城复兴计划(VCRI)
购房者 that meet income qualifications and plan to stay 5+ years in their new Vine City home can get $20,000英镑作为首付款 & 关闭成本.

结构

购房者可获得20美元,000 toward the down payment and/or 关闭成本 that is fully forgiven after living in the home for 5 years. This incentive can be used with a home renovation mortgage loan.

需求

必须有资格申请30年期固定利率住房贷款, VA, 或者传统抵押贷款 loan with an Invest Atlanta participating lender.
The minimum credit score requirement is determined by each participating lender.
This incentive requires a program fee of $1000 to cover the cost of education and ensure commitment to the 5 year minimum living requirement.
Must attend a special renovation education class by 资源 for Residents & 社区或致力于社区.
For this incentive, homebuyers cannot exceed $25,000 in liquid assets.

合格的属性

  • 单户独立式住宅, 2-4 unit townhomes 和公寓, newly constructed or existing.
  • Property must be located within incentive boundaries: Donald L. Hollowell Pkwy to the north; Northside Dr to the east, Martin Luther King Jr. Dr. to the south; Joseph E. 西边是洛厄里.
  • There is no purchase price cap for this incentive.

收入限制

家庭规模 最大的收入
1人 $100,100
2人 $114,380
3人 $128,660
4人 $142,940
5人 $154,420

下一个步骤

对这个项目感兴趣吗?? 查看我们的购房者计划流程.

ATL家居装修优势
购房者 that qualify and use a home renovation mortgage loan can receive $20,000英镑作为首付款 & 关闭成本.

结构

购房者可获得20美元,000 toward the down payment and/or 关闭成本. The loan is fully forgiven after living in the home for 5 years.

需求

必须有资格申请30年期固定利率住房贷款, VA, 或者传统抵押贷款 loan with an Invest Atlanta participating lender.
The minimum credit score requirement is determined by each participating lender.
Must attend a special renovation education class by 资源 for Residents & 社区或致力于社区.
For this incentive, homebuyers cannot exceed $25,000 in liquid assets.
This incentive requires a program fee of $1,200 to cover the cost of education.

合格的属性

  • 单户独立式住宅, 2 - 4单元, townhomes 和公寓, newly constructed or existing.
  • 最高购买价格为385,000美元.

收入限制

家庭规模 最大的收入
1人 $85,800
2人 $98,040
3人 $110,280
4人 $122,520
5人 $132,360

下一个步骤

对这个项目感兴趣吗?? 查看我们的购房者计划流程.

Intown Mortgage Assistance Program (IMAP)
购房者 that meet income qualifications can receive $20,000英镑作为首付款 & 关闭成本.

结构

购房者 receive a 30-year fixed rate FHA, VA, 或者传统抵押贷款, 还有20美元,000 for down payment and/or 关闭成本. The loan is fully forgiven after living in the home for 5 years.

需求

必须有资格申请30年期固定利率住房贷款, VA, 或者传统抵押贷款 loan with an Invest Atlanta participating lender.
Minimum FICO credit score is 660 with maximum DTI of 45%. FICO评分680,最大DTI为50%.
For this incentive, homebuyers cannot exceed $25,000 in liquid assets.
This incentive requires a program fee of $1,200.

合格的属性

  • 单户独立式住宅, 2 - 4单元, townhomes, 和公寓, 新建或现有的.
  • 最高购买价格为385,000美元.

收入限制

家庭规模 最大的收入
1人 $85,800
2人 $98,040
3人 $110,280
4人 $122,520
5人 $132,360

下一个步骤

对这个项目感兴趣吗?? 查看我们的购房者计划流程.

佩里博尔顿抵押贷款援助计划
符合条件的房主可以获得10美元,000 or $20,000 when buying a home in the Perry Bolton Tax Allocation District.

结构

购房者 at 80% of AMI or below who are purchasing homes deemed permanently affordable are eligible to receive $20,000元援助.  购房者 with household income up to 120% of AMI, who are purchasing a home that is not permanently affordable, 但在佩里·波顿的范围内, 是否有资格获得10美元,000元援助.  The loan is fully forgiven after living in the home for 5 years. 

需求

必须有资格申请30年期固定利率住房贷款, VA, 或者传统抵押贷款 loan with an Invest Atlanta participating lender.
The minimum credit score requirement is determined by each participating lender.
This incentive requires a program fee of $1000 to cover the cost of education and ensure commitment to the 5 year minimum living requirement.
For this incentive, homebuyers cannot exceed $25,000 in liquid assets.

合格的属性

  • 单户独立式住宅, 2-4 unit townhomes 和公寓, newly constructed or existing.
  • Property must be located within the Perry Bolton Tax Allocation District.
  • 最高购买价格为30万美元.

收入限制

家庭规模 最大的收入
1人(80% AMI) $57,200
2人(80% AMI) $65,360
3人(80% AMI) $73,520
4人(80% AMI) $81,680
5人(80% AMI) $88,240
1人(120% AMI) $85,800
2人(120% AMI) $98,040
3人(120% AMI) $110,280
4人(120% AMI) $122,520
5人(120% AMI) $132,360
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