Owner-Occupied Rehab Programs
Helping existing residents with critical home repairs
投资亚特兰大管理两个业主自住康复(OOR)计划, that operate in various neighborhoods around the city of Atlanta. 其中包括亚特兰大遗产和西区遗产业主自住康复项目.
遗产OOR项目是亚特兰大市的目标，旨在增加公共和私人资源的投资，以支持亚特兰大的经济适用房和反流离失所.
Atlanta Heritage Program -- FAQ
This application is currently closed.
Status: 2023 Applicants ranked 4 and 3 are currently being served.
投资亚特兰大和亚特兰大市城市规划和社区发展部利用2021年住房机会基金中的2200万美元来支持全市范围内的计划的延续，该计划帮助房主提供高达3万美元的资金，用于对其房屋主要系统进行关键的健康和安全维修.
Click here to view a recording outlining program details.
Program Details
全市范围内的业主自住康复计划为符合条件的房主提供高达30美元的资金,为他们家中的关键系统进行合格的健康和安全维修. 资金以延期可减免贷款的形式提供，期限为5年或10年，利率为0%，付款可延期并可减免，直至贷款到期日较早, sale, transfer of ownership, 或在贷款期间未将该物业作为主要居所. Direct construction amounts of $15,000 or less have a 5-year term, and direct construction amounts over $15,000 will have a 10-year term. The principal balance is reduced by 10% or 20% annually, provided the eligible homeowner maintains primary residency. 如果房屋出售，按比例计算的剩余余额应立即支付, 在贷款期限内转移或不再是主要居住地. A lien will be placed on the home.
初步指引(可能在申请推出前更改).)
- 房主必须居住在亚特兰大市，不包括西区税收分配区.
- 必须在申请前至少5年是该房产的主要业主和现有居民.
- Annual Household Income must not exceed 60% of area median income (“AMI”; adjusted for household size, limitations may apply).
- 1 Person Household ($45,180)
- 2 Person Household ($51,600)
- 3 Person Household ($58,080)
- 4 Person Household ($64,500)
- 5 Person Household ($69,660)
- 6 Person Household ($74,820)
- 7 Person Household ($79,980)
- Senior households aged 65+, Military Veterans, 残疾户主和那些在家中生活了15年以上的人将优先参加该计划.
- Homeowners with 1st and 2nd mortgage liens are permitted, provided all mortgages are current and not in default.
- Homeowners with outstanding tax liens, FIFAs, etc. are ineligible for the program. Water liens with a payment plan are eligible.
Eligible Repairs
只提供所需的金额，以支付符合条件的维修项目的费用. All applicants may not reach the full $30,000 budget maximum.
| Interior | Exterior |
|---|---|
| HVAC / Ductwork / Furnace |
Roofs |
| Hot Water Heaters | Gutters |
| ADA Improvements | Porch / Deck |
| Minor Electrical | Walkway / Stairs / Driveway |
| Minor Plumbing | Siding / Exterior Painting |
Take the following steps to get prepared!
- Ensure your mortgage payments are current.
- 确保你的头衔是干净的，没有未偿留置权，除了你的抵押贷款.
- Ensure that all owners agree with participating in the program.
- Ensure that you have active homeowners’ insurance.
- 确保你有退伍军人身份的文件，如果适用的话.
- 如果适用，请确保您有您的残疾状态的文件.
- Ensure you have documentation of your income.
Invest Atlanta Income Limits & Maximums
DOWNLOAD (PDF)
Contact Your Program Manager for More Information
| Council Districts | Program Manager | Contact | Phone | |
|---|---|---|---|---|
| 1 & 8 |
Family Community Housing Association |
Julius Webb Rhonda Gilbert |
470-276-6945 | |
| 2 & 9 |
Executive Realty Solutions |
Justin Menifee Rokia Martin |
678-961-0066 | |
| 3 & 4 |
Meals on Wheels Atlanta |
Vona Cox | 404-351-3889 x233 |
[email protected] |
| 5 & 7 |
Market Movers & Mavens |
Rena Johnson Timothy Smith |
678-561-4769 | |
| 6 & 10 | House Proud | Toni Collins | 404-998-9628 | [email protected] |
| 11 & 12 | Synergy Real Estate | Program Manager | 678-763-1127 | [email protected] |
(Click here to find your District. Type in your address and look under Administrative Area.)
View completed rehab info including funds expended: City of Atlanta Affordable Housing Tracker
Westside Heritage Owner-Occupied Rehab Program -- FAQ
这个OOR项目是为Vine市西区TAD社区的居民提供的, English Avenue and portions of Castleberry Hill), 由Vine City信托基金和Westside TAD税收增量融资提供资金. 它为收入为该地区中位数收入的80%或以下的合格家庭提供高达6万美元的卫生和安全维修费用. 资金将以10年期可减免贷款的形式提供，利率为0%，付款延期并可减免，直至贷款到期日较早, sale, transfer of ownership, 或在贷款期间未将该物业作为主要居所.
This program is currently accepting applications. 请致电404-351-3889或致电沃纳·福克斯 [email protected] to apply.
Eligibility Requirements for Westside Heritage OOR
- Homeowner within the Westside Tax Allocation District (Vine City, English Avenue, and portions of Castleberry Hill)
- 必须是2015年9月30日的主要房主和现有居民
- 家庭收入不得超过地区收入中位数(AMI)的80%(根据家庭规模进行调整). (Income Limits PDF)
- Homeowners with 1st mortgage liens are permitted. Homes with other liens (2nd mortgages, tax liens, FIFAs, etc. are ineligible for the program.
- Water liens without a payment plan are ineligible for the program.
Choice Neighborhoods Heritage Owner-Occupied Rehab Program -- FAQ
The application is currently closed, as the program is sunsetting.
Westside Heritage Owner-Occupied Rehab Program -- FAQ
这个OOR项目是为Vine市西区TAD社区的居民提供的, English Avenue and portions of Castleberry Hill), 由Vine City信托基金和Westside TAD税收增量融资提供资金. 它为收入为该地区中位数收入的80%或以下的合格家庭提供高达6万美元的卫生和安全维修费用. 资金将以10年期可减免贷款的形式提供，利率为0%，付款延期并可减免，直至贷款到期日较早, sale, transfer of ownership, 或在贷款期间未将该物业作为主要居所.
This program is currently accepting applications. 请致电404-351-3889或致电沃纳·福克斯 [email protected] to apply.
Eligibility Requirements for Westside Heritage OOR
- Homeowner within the Westside Tax Allocation District (Vine City, English Avenue, and portions of Castleberry Hill)
- 必须是2015年9月30日的主要房主和现有居民
- 家庭收入不得超过地区收入中位数(AMI)的80%(根据家庭规模进行调整). (Income Limits PDF)
- Homeowners with 1st mortgage liens are permitted. Homes with other liens (2nd mortgages, tax liens, FIFAs, etc. are ineligible for the program.
- Water liens without a payment plan are ineligible for the program.
Choice Neighborhoods Heritage Owner-Occupied Rehab Program -- FAQ
The application is currently closed, as the program is sunsetting.
Homeowner Testimonials
Jeanette Henderson (Resident of City of Atlanta District 2)
Mrs. 亨德森是亚特兰大人，在亚特兰大拥有房产已经65年了. As a recipient of a forgivable Heritage Owner Occupied Rehab loan, 亨德森能够负担得起对她的家进行关键的健康和安全维修.
“A lot of people don’t think about the seniors,” said Henderson. “我认为这个项目对老年人来说是件好事，因为老年人并没有很多钱来完成这些事情.”
亨德森买了她的房子，因为她有兴趣成为一个房主，而不是在亚特兰大租一套公寓. With her loan, she is able to remove mold, install new planks, treat and repair termite damage, repair her hot water tank, upgrade pipes, and replace her stairs.
“一些老年人有能力完成一些事情，但他们负担不起完成所有事情,” said Henderson. “This program was a great idea!”
Robert Fisher (Resident of City of Atlanta District 5)
The Heritage Owner-Occupied Rehab (OOR) program has helped Mr. 罗伯特·费希尔(Robert Fisher)住在他住了45年多的东亚特兰大家中.
His daughter Jacqueline told him about Heritage OOR, and with the funds he received, 国家财产研究所的项目经理对他的家进行了重大维修. 其中包括对他的供暖和空调系统进行升级, a new coat of paint on the house, and the trimming of trees on his property.
当被问及他是否会把这个项目推荐给他的朋友和邻居时. Fisher said, “Of course I would.”
“I think it’s a good idea,” he said. “And I appreciate it.”
他的女儿说:“我认为这对那些打算住在自己家里的人来说是一个有益的项目。. “It’s worthwhile, 尤其是如果你有很多东西想要修理，而且你有固定收入的话, you can’t afford to get it done yourself. So it’s beneficial, very beneficial.”
Homeowner Testimonials
Jeanette Henderson (Resident of City of Atlanta District 2)
Mrs. 亨德森是亚特兰大人，在亚特兰大拥有房产已经65年了. As a recipient of a forgivable Heritage Owner Occupied Rehab loan, 亨德森能够负担得起对她的家进行关键的健康和安全维修.
“A lot of people don’t think about the seniors,” said Henderson. “我认为这个项目对老年人来说是件好事，因为老年人并没有很多钱来完成这些事情.”
亨德森买了她的房子，因为她有兴趣成为一个房主，而不是在亚特兰大租一套公寓. With her loan, she is able to remove mold, install new planks, treat and repair termite damage, repair her hot water tank, upgrade pipes, and replace her stairs.
“一些老年人有能力完成一些事情，但他们负担不起完成所有事情,” said Henderson. “This program was a great idea!”
Robert Fisher (Resident of City of Atlanta District 5)
The Heritage Owner-Occupied Rehab (OOR) program has helped Mr. 罗伯特·费希尔(Robert Fisher)住在他住了45年多的东亚特兰大家中.
His daughter Jacqueline told him about Heritage OOR, and with the funds he received, 国家财产研究所的项目经理对他的家进行了重大维修. 其中包括对他的供暖和空调系统进行升级, a new coat of paint on the house, and the trimming of trees on his property.
当被问及他是否会把这个项目推荐给他的朋友和邻居时. Fisher said, “Of course I would.”
“I think it’s a good idea,” he said. “And I appreciate it.”
他的女儿说:“我认为这对那些打算住在自己家里的人来说是一个有益的项目。. “It’s worthwhile, 尤其是如果你有很多东西想要修理，而且你有固定收入的话, you can’t afford to get it done yourself. So it’s beneficial, very beneficial.”